Become debt free
At the beginning of 2010, I will have $2500 left to pay on my debt. I should be able to pay this off in March with extra income plus any tax refunds I receive.
Save $10,000 in an Emergency Fund
Honestly, I will evaluate my saving goals once I am debt-free. Right now my plan is to save, save, save like it’s job. Sure I’d love to contribute it to retirement, but right now I’m a little nervous with so little savings and a 1994 car and a wedding that may happen in the next two years. So if I can get as close to $10,000 in savings then I will feel more comfortable.
Continue to give 10% of my income
I got a little slack on this near the end of 2009 but I want to make giving a priority. I also want to find unconventional ways of giving to others.
Earn $5000 in extra income
Last year I made over $5000 in extra income. I think I’ll be able to continue that if I work hard and get creative.
Figure out Retirement Goals once I’m Debt-Free
I will reevaluate this after my debt is paid off. I am nervous and feel that saving for the 24 to 30-year old Me is more important than saving for the 65-year old Me.
Reach $20,000 in net worth
I will have to increase my net worth by $15,000 in 2010 in order to reach this goal. Yipes! That seems like a lot… but with investments, extra income, and hard-core savings, I think I can reach it.
Workout 3 times a week for the entire year/Attend the gym 156 times.
I don’t want to set a health goal like “lose 5 pounds” because once I lose it, I’m done? I’m tired of having specific goals like that. So this year I give myself the goal of going to the gym 3 times a week minimum. I want working out to be a part of my routine and need to figure out a schedule that works–probably early in the morning. This doesn’t count on vacations since I may not be accessible to a gym.
Cook one new recipe per month and blog about it.
The real goal is to become a better cook, but that’s too vague, so I’m challenging myself to learn 12 new recipes. Also part of the goal: Blog about each of the meals. :)
Get to 115-120 pounds
If I make fitness a part of my regular routine, then surely this will happen. Right now I weigh about 130 pounds at 5’3”.
Get a raise or promotion at work
Because my company is operated on contracted clients, the ebb and flow of work varies. There is a chance I could get a promotion if we get more clients. As for a raise, I have a review in January but don’t anticipate a raise since I received one August 2009.
Switch the blog to self-hosted with own URL
I am Miss Illiterate when it comes to techy blog things. Nevertheless, I really want to have a self-hosted, uniquely branded blog. Anyone want to volunteer their expertise services? My email is myprettypennies[at]hotmail.com. :)
Read 12 books
I love reading but rarely give myself time to finish a book before it’s due at the library. If I read one book a month then this should be accomplish. Also part of this goal: NO LIBRARY LATE FEES!
Live in the same town as J
I am 100% confident that J and I can stay together and remain long distance for another year… but it would be nice to live closer than 5 hours. *Sigh* I am hopeful!